Best Loan Companies in Lagos 2024| Updated Loans Companies: There are many loan companies that give loans, however not all loan companies give loan at an affordable interest rate to people, including businessmen and women.
They make life easier especially for people who are stranded and have no cash to achieve one thing or the other.
This loan when paid as at when due, and use for the purpose for which it was collected, no company would come harassing anyone.
In Nigeria alone, we have more than 200 loan companies; some are genuine while others are fake. One needs to be careful when choosing any of these loan companies
Interestingly, in this article, we will show you the 10 best loan companies in Lagos where you can access fund at a low interest rate.
Swipetech Limited
SwipeNG, which is established in 2008, is an exceptional personal finance ecosystem that deals in payments, investments, loans, savings, bill payment, credit cards issuance, and other transactions.
Also, the company has a multifunctional app known as SwipeNG downloadable from Google Playstore or Apple Store.
These app gives its user free access to virtual credit cards that enable them pay for transactions over the internet, and flexible way of saving money.
Thus, Swipetech Limited is a good loan company that one can patronize due its micro credit, savings, payments and investments features.
Crowdbux
Crowdbux is one of the best loan companies in Lagos. It’s founded in 2021 with great features such finance, investments, savings, loans and credit scoring.
More so, Crowdbux establishes a platform where lenders gets credible borrowers to laon them money in less than 3 minutes at no borrowing charges.
It is therefore a transparent and secure loan platform as it ensures borrowers get facility they require by offering best loan to them at competitive rates and save their interest rate from other lenders.
The platform also protects lenders by providing the infrastructure, autonomy and data they need for loan decision making.
CredPal
This is another famous loan company which allows credit cards for transactions over the internet. This CredPal enables users to get access to loan easily at a low interest rate.
The CredPal is known for retail, credit risk, consumer, finance and other unstructured consumers’ credit solutions and services.
CredPal empowers the users to use credit cards for transactions over the internet company offering consumers easy access to funds.
Also, the company ensure users of its services buy and pay for the purchases in a fixed monthly installment at various merchants (both online and offline) by giving these customers access to credit at the point of checking out.
This service is usually during checkout, that is, a customer has chosen what he/she wants to buy and at the process of paying for the item, he/she chooses CredPal as the payment option.
Kwikudi Team
This is another awesome loan company that is founded in 2019. This platform is the safest and innovative platform in Sub Sahara Africa. It is reliable for financial management, loan, investment, banking and finance.
Kwikudi has both a website and mobile app that gives innovative financial services to consumers. The beauty of this platform is that it can be used both online and offline to assist consumers in all their financial needs.
And also get access to loans with a low interest rate in order to fund business activities and personal needs.
Again, this platform is good for finance, insurance, loans, bill payment, and pay direct purposes.
Eversend
Eversend is an interesting loan company that aids in transfer of money in Africa, which is founded in 2017. It is also reliable and ensures that the mobile money app works in every country in Africa.
This is a welcome development as Eversend makes it possible for users to send money in a way that is impossible in the past.
This is why it is called a Neobank that provides the services of a conventional bank right from a mobile phone. Services such as send, receive, manage and save money in a digital wallet.
Pennee Technologies
This loan company, which was founded in 2021 provides loans for small and medium businesses. If you’re a start up company and you need a quick loan to facilitate your business, kindly approach Pennee Tech for their services.
Furthermore, Pennee Technologies gives services such as finance, insurance, Loans, B2B Lending, among others.
With this innovative loan company, small business owners have access to credit and this makes businesses seamless.
The company ensures they manage cash for these small and medium scale businesses for proper decision making.
With this quick access to loan, these businesses can fund their inventory, equipment or asset purchase, bills, advertising, etc using the company’s loan mobile app.
Read also:How to start an interior decor business with little skill and money
Get It Done Now
Get it done now is another loan company also called GIDN, which was established in 2018.
This loan company ensures that users get access to insurances, loans, food, logistics/supply chain, finance, task management and service delivery services at an affordable price.
The GIDN is uber of service providers in Nigeria. They are good in e-commerce and have a good network of service provider professionals and firms that are fully certified to carry out e-commerce and digital payment services that is safe and secure.
In addition, both customers and service providers have a great access to additional products like insurance, micro loans and airtime (vouchers) sales.
Paylater (OneFi)
Interestingly, paylater is involved in series of services such as machine leaning, loans, bills payment, consumer lending, data science, finance and software.
This loan company was established in February 2012 and it is focused on automated lending services. This company ensures that this lending service gets to the unbanked around Africa.
This means that they ensure credit facilities get to the rural areas for rural dwellers to access these loans.
This is truly an innovative company that ensures people get loan even when conventional loan providers such as banks refuse to give this unbanked/excluded individuals loans to start up businesses due to issues of mistrust, infrastructural issues, and documentation challenges.
CDCARE
CDCARE is another wonderful loan company you need to check it out. It was started in 2020 with services such as payments, commerce, lending, e-commerce, loans, finance, etc.
Paymyrent Nigeria
This is another wonderful loan company in Lagos. The Paymyrent offers loans for house rent for all salary earners within and outside Lagos. They also give housing loan, financial aid, construction, architecture and other loans.
This loan company connects Nigerian workers who earn salary and loan providers to get access to loan to pay for house rent, and other needs.
The company also always these borrowers to pay back the loan and interest monthly.
Conclusion
There are loan companies all around Lagos, but the one listed above are affordable and best Loan Companies in Lagos 2024.
The above listed companies have the state-of-art facilities, innovation and sophisticated technology to provide the best loan services and other banking services.